Allianz Center for Technology (AZT) is the Centre of Competence for accident prevention, accident research and repair cost reduction of Allianz Insurance Company.

Located in Ismaning near Munich, the research center focuses on passenger car technology and its influence on insurance claims, products and services. New developments are monitored, evaluated and initiated in co-operation with the automotive industry. In more than thirty years the institute has gained a reputation for transfering theory into practice by improving safety, security and repairability of passenger vehicles. The main research and service areas are: vehicle repairs, passenger and road safety, vehicle security, damage and loss prevention, training for Allianz loss adjusters and consulting.

Johann Gwehenberger, Dr.rer.nat. Dipl.-Ing., studied Physics at the Munich University of Applied Science until 1993. From 1994 to 1999 he was responsible for Risk-Management at DBV-Winterthur Insurance in Munich, especially for motor fleets. In 1998 he obtained his doctor degree at Albert-Ludwigs-Universität Freiburg on the topic: „claim potential of accidents with tanker trucks carrying dangerous goods”. From 1999 to June 2004 he was head of department truck safety and co-ordinator for “vehicle safety and accidentology” at the GDV Institute for Vehicle Safety in Munich. Furthermore, he was WP leader and task leader in several European Projects, like „Enhanced Coach and Bus Occupant Safety“ (ECBOS), „Advanced Protection Systems“ (APROSYS) and Advanced Passive Safety Network (APSN). Since July 2004 he is head of the department “loss prevention” at Allianz Zentrum für Technik GmbH and in the steering committee of the EU-Project GST. Since 1998 he has a lecture at the University of Applied Science in Munich.

Joerg Kubitzki, PhD, is a psychologist, who took his degree at the University of Bonn (study of psychology 1980-1986), and his PhD in 1994 with a subject in traffic psychology (driver assessment, test-statistics). In traffic safety research his practical experiences, since 1987, range from questions of driver-fitness, drug driving, to man-machine-interface, such as vision in vehicles, and editorial work.